First-time buyer checklist
Pre-approval, down payment math, what to look for at a showing, what an inspection actually covers, and how to read the closing disclosure without your eyes glazing over.
Buyer + renter guides
Real estate, without the jargon.
Six guides that cover ~80% of what people email us about. If yours isn’t here, help@relyvhomes.demo replies within one business day.
How much house can I afford?
A real answer uses three numbers: gross income, total monthly debts, and the rate you can lock today. Our mortgage calculator combines all three — no email required.
Should I rent or buy in 2026?
In most US metros the breakeven is now 5-7 years. Below that, rent. Above that, buy — provided you have a 5% emergency fund left after the down payment.
How to read a listing
DOM = days on market. CDOM = cumulative across re-listings. Price drops are the strongest signal of motivated seller. "Coming soon" usually means the seller is fishing.
What an agent actually does
A good buyer agent runs comps, negotiates, and catches red flags during inspection. A great one tells you to walk away. We publish each agent’s close rate so you can pick well.
Renting with pets
Pet rent (monthly) and pet deposit (refundable) are different. Get both in writing. Breed restrictions are usually negotiable on smaller properties; rarely on large complexes.